Our Promise to You
"To Always be Transparent"
We are a Local Mortgage Broker with over 20 years experience in refinance & loan purchase transactions. We have access to aggressive rates & access to many Programs including Conventional / Non Conventional / Government. Ask us about One Time Close Construction Loans, 100% financing Loans, Loans for investment properties! Let's Talk! Be sure to request a written estimate from us! Our Lenders change their pricing frequently and sometimes several times a day! Often times , an up to date estimate may be better than what the Pricing Engine Turns Out. We are always happy to speak with you. Or shoot us a quick email =)
Average APR (Annual Percentage Rates) ** Please submit quote for low rates on your scenario or Any Specials You May Qualify For !! **
Melissa Southam NMLS#121567
broker, loan originator, processor, real estate agent, transaction coordinator
We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team.
Bio:
Phone: (425) 823-7971
Email: admin@evergreennw.org
NMLS#: 121567
Real Estate License#: 98330
Why Melissa Southam NMLS#121567
Experience
Thousands of closed home loans since 1989.
Fast Approvals
Same Day or Within Hours of loan application.
Automated Loan Status
Client and Real Estate Agent Communication Portals.
Rate Tracker
Customized Real Time Rate Quotes.
Close On Time
Our "Whatever it Takes" Team Follow Up System.
Availability
Responsive & Available When our Clients Are.
Apply today!
Our experience and commitment to personal service allow us to close the loan without any surprises.
Hi Melissa, everything went smooth, signing was on time, giving us enough time to have a nice lunch before Michelle had to head for the ferry,
I want to take the time to tell you how much we appreciate all your hard work to get us a great loan! A thank you to Tina for all her hard work. Your team got the job done and we thank you all!
We will tell our family and friends how great it was having you represent us and what a professional job you did.
Thanks sooo much.![]()
We were referred from colleagues of ours. Not only have we been amazed at the depth of understanding, we found ourselves working with a team of friends.
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Contact us today at admin@evergreennw.org
Your home is one call away. We will get back to you immediately.
CONTACT US NOW