Our Promise to You
"To Always be Transparent"

We are a Local Mortgage Broker with over 20 years experience in refinance & loan purchase transactions. We have access to aggressive rates & access to many Programs including Conventional / Non Conventional / Government. Ask us about One Time Close Construction Loans, 100% financing Loans, Loans for investment properties! Let's Talk! Be sure to request a written estimate from us! Our Lenders change their pricing frequently and sometimes several times a day! Often times , an up to date estimate may be better than what the Pricing Engine Turns Out. We are always happy to speak with you. Or shoot us a quick email =)


Average APR (Annual Percentage Rates) ** Please submit quote for low rates on your scenario or Any Specials You May Qualify For !! **

Melissa Southam NMLS#121567

Melissa Southam NMLS#121567

broker, loan originator, processor, real estate agent, transaction coordinator

We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team.


Phone: (425) 823-7971

Email: admin@evergreennw.org

NMLS#: 121567

Real Estate License#: 98330

Why Melissa Southam NMLS#121567


Thousands of closed home loans since 1989.

Fast Approvals

Same Day or Within Hours of loan application.

Automated Loan Status

Client and Real Estate Agent Communication Portals.

Rate Tracker

Customized Real Time Rate Quotes.

Close On Time

Our "Whatever it Takes" Team Follow Up System.


Responsive & Available When our Clients Are.

Apply today!

Our experience and commitment to personal service allow us to close the loan without any surprises.

Video Blog

What are all the costs of buying a home?

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Beware of Mortgage Closing Scams!

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Contact us today at admin@evergreennw.org

Your home is one call away. We will get back to you immediately.


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